Joint-Stock Company “ForteBank” is one of the leading Kazakhstani banks and has been successfully operating in the banking services market for over 10 years.
JSC “ForteBank” has an extensive branch network, which includes 21 branches and more than 100 offices. It also has an extensive network of acquiring devices, including:
- More than 20,000 POS terminals in trade and service enterprises
- About 200 POS terminals at cash points
- About 900 ATMs, including:
- More than 500 recycler ATMs
- About 200 cash-in and cash-out ATMs
- About 200 self-service terminals
ForteBank’s financial indicators for the six months of 2025 are presented on the basis of consolidated financial statements. Summarizing the results of the first six months of 2025, ForteBank demonstrated growth in all key financial and operational indicators.
Assets
Assets increased by 11% and amounted to 4,540 billion tenge. The Bank ranks 5th with a 7.0% share in assets in the banking sector of Kazakhstan.
Loans
The loan portfolio increased by 47.6% and amounted to 2,687 billion tenge. The Bank’s share in the banking sector is 7.4%.
The quality of the loan portfolio demonstrates positive dynamics. According to the methodology of the RoK National Bank, as of 01.07.2025, the share of non-performing loans amounted to 3.03%, having decreased from 3.08% at the beginning of the current year.
Deposits
The deposit portfolio increased by 7.8% and amounted to 3,091 billion tenge, the Bank’s share in the banking sector was 7.2%.
The liquidity level has a significant reserve, the current liquidity ratio K4 (the ratio of average monthly highly liquid assets to the average monthly demand liabilities) is 130.3%, with a standard of at least 30%.
Capital and profit
Net profit for the first six months of 2025 increased by 33.8% compared to the same period in 2024, amounting to 100 billion tenge.
The bank’s equity capital amounted to 497 billion tenge. The capital adequacy ratio K1 (the ratio of the bank’s equity to risk-weighted assets) was 14.1%, with a standard taking into account the conservation buffer of at least 8.0%.